Life Underwriting Senior Specialist - Remote - Leading Life Insurance Company with Innovative Culture and Growth Opportunities

Join a Dynamic Team at Northwestern Mutual

Northwestern Mutual is a leading life insurance company that stands out for its innovative approach, strong values, and commitment to helping clients achieve their financial goals. We are a company that invests in our people, cares about making a positive difference, and offers a unique blend of stability and growth opportunities. Our culture is built on a foundation of inclusivity, teamwork, and a passion for delivering exceptional client experiences.

About the Role

We are seeking an experienced Life Underwriting Senior Specialist to join our team remotely. As a key member of our underwriting team, you will play a critical role in building relationships with Financial Advisors and internal partners, underwriting Life, Disability, and Long-term Care insurance policies, and ensuring that all quality, service, and production goals are met. This is an exciting opportunity to grow your career with a best-in-class company that puts our clients' interests at the center of all we do.

Key Responsibilities

Field & Client Experience

• Building Relationships: Develop credible and effective relationships with field partners and customers, responding to case appeals/inquiries, and assisting with placing business.
• Guidance and Assistance: Provide guidance and assistance to Financial Representatives regarding case underwriting and risk appraisal.
• Prescreen Inquiries: Handle prescreen inquiries with a high level of accuracy and efficiency.

Underwriting

• Analysis and Appraisal: Analyze and appraise a broad range of insurance applications, approving, classifying, or declining applications with guidance as needed.
• Independent Review: Independently review applications and adhere to underwriting standards, demonstrating an intermediate level of experience with NM product types and changes.
• Change Agility: Develop and demonstrate change agility while maintaining mortality and morbidity expectations.
• Continuous Learning: Demonstrate continuous learning through the early adoption of new ways of underwriting.
• Reinsurance Programs: Develop proficiency with Reinsurance programs and determining where to best place a case.
• Active Case Management: Underwrite applications, maintaining industry-leading mortality and morbidity, and provide active case and requirement management.
• Communication and Negotiation: Communicate and negotiate with Field Partners to explain modified or declined decisions and assist in policy placement.

Cross-Functional Leadership

• Process Improvement: May serve as underwriting representative for improvement in product process with collaboration with functional partners.
• Project Participation: Participate in other projects as needed.

Requirements and Qualifications

Essential Qualifications

• Bachelor's Degree: A bachelor's degree preferred or equivalent combination of education and experience.
• Life Underwriting Experience: 1+ year of Life Underwriting experience.
• Analytical Skills: Analytical skills with the ability to make independent decisions and apply sound judgment in the application of rules.
• Communication Skills: Excellent written and oral communication skills with the ability to handle confidential information, exercise tact, diplomacy, and resourcefulness.
• Computer Skills: Proficient in computer skills and using various software packages.

Preferred Qualifications

• Advanced Underwriting Knowledge: Advanced knowledge of underwriting principles, practices, and regulations.
• Leadership Experience: Experience in leading or managing teams.

What We Offer

Compensation and Benefits

• Competitive Salary: A competitive salary range of $59,150 - $109,850, depending on experience and qualifications.
• Geographic-Specific Salary Structure: Northwestern Mutual pays on a geographic-specific salary structure, and placement in the salary range for this position will be determined by a number of factors, including skills, education, training, credentials, and experience.

Career Growth and Learning Benefits

• Career Advancement Opportunities: Opportunities for career growth and advancement within the company.
• Training and Development: Access to comprehensive training and development programs to enhance your skills and knowledge.

Work Environment and Culture

• Remote Work: The opportunity to work remotely and enjoy a flexible work environment.
• Inclusive Culture: A culture that values diversity, inclusivity, and teamwork.

How to Apply

If you are a motivated and experienced life underwriting professional looking for a new challenge, we encourage you to apply for this exciting opportunity. Please click the link below to submit your application.

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Equal Opportunity Employer

Northwestern Mutual is an equal opportunity/affirmative action employer and all qualified applicants will receive consideration for employment without regard to race, color, religion, gender identity or expression, sexual orientation, national origin, disability, age or status as a protected veteran, or any other characteristic protected by law.

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