Note: The job is a remote job and is open to candidates in USA. Tata Consultancy Services is seeking a Financial Reporting Analyst / Regulatory Reporting Analyst. The role involves the production, validation, and submission of key liquidity and FDIC regulatory reports, ensuring data integrity and compliance while collaborating with various teams to enhance reporting processes.
Responsibilities
- Own and execute the daily and monthly production of liquidity regulatory reports, including FR 2052a, FR Y-14, and FR Y-15, ensuring completeness, accuracy, and timeliness of submissions
- Prepare, review, and validate FDIC regulatory reports in compliance with 12 CFR 369 (FDIC reporting requirements) and 12 CFR 370 (recordkeeping and disclosure requirements)
- Perform data quality checks, reconciliations, and variance analysis against prior submissions and internal management reporting (MIS)
- Investigate and resolve data discrepancies, breaks, and exceptions, and respond to regulatory inquiries in a timely manner
- Collaborate with Treasury, Liquidity Risk, Finance, and IT teams to ensure accurate interpretation of regulatory requirements and proper data sourcing and lineage
- Maintain, update, and enhance reporting documentation, including procedures, controls, and data dictionaries
- Support continuous improvement initiatives to strengthen reporting processes, controls, and automation
Skills
- Bachelor's degree in Finance, Accounting, Economics, or a related field (Master's preferred)
- 3–7+ years of experience in regulatory reporting, liquidity reporting, or financial reporting within the banking or financial services industry
- Strong knowledge of U.S. banking regulatory reports, including: FR 2052a (Complex Institution Liquidity Monitoring Report), FR Y-14 and FR Y-15, FDIC reporting requirements (12 CFR 369 & 12 CFR 370)
- Familiarity with liquidity risk management frameworks and regulatory expectations (e.g., Basel III liquidity principles)
- Strong analytical and problem-solving skills with attention to detail
- Experience in data reconciliation, variance analysis, and data quality controls
- Ability to interpret complex regulatory requirements and translate them into reporting processes
- Strong communication and stakeholder management skills with the ability to collaborate across functions
- Proficiency in Excel and data tools (SQL, Python, or reporting systems is a plus)
- Ability to manage multiple priorities and meet tight regulatory deadlines
- Must Have- FY 2052A, FRY14, FRY15 (liquidity reports) and 12 CFR 369 and 370 pertaining to FDIC regulatory reports
- Experience working with large-scale regulatory reporting systems or data warehouses
- Knowledge of data governance, lineage, and controls frameworks
- Prior experience interacting with regulators or audit teams
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