Note: The job is a remote job and is open to candidates in USA. Achieve is a leading digital personal finance company that provides innovative financial solutions. They are seeking a Principal Product Manager to lead the product strategy and technical execution for their Third-Party Originations channel, focusing on building the digital infrastructure for loan origination and driving growth in loan volume.
Responsibilities
- TPO Strategy & Roadmap: Partner with the GM of TPO to develop and execute a multi-year product vision. You will define how we onboard third-party originators (wholesale and correspondent) and how we win in a competitive mortgage intermediary landscape
- Platform Development: Lead the development of our TPO lending ecosystem. This includes building seamless partner experiences, and robust API integrations that connect Achieve’s internal systems with external broker and correspondent tech stacks
- TPO broker portal: Spearheaded the design and launch of a high-conversion self-service portal, leading sprint cycles to deliver a frictionless user journey while maintaining deep alignment with Retail HELOC product strategies and understanding of TPO competitive landscape
- Automated Decisioning & Integration: Collaborate with the Lead Qualification and Decisioning teams to ensure real-time automated underwriting and risk-appropriate pricing are integrated into the TPO workflow to maximize conversion and speed-to-fund
- Channel Growth & Optimization: Take accountability for critical channel metrics, including partner onboarding speed, pull-through rates, and loan origination volume. Identify friction points in the broker journey and iterate rapidly to resolve them
- Cross-Functional Leadership: Act as the central hub between Engineering, Capital Markets, Sales, Underwriting & Ops, Risk, and Compliance. You will translate complex mortgage industry requirements into scalable technical specifications
- External Partnerships: Cultivate relationships with key third-party technology collaborators (e.g., LOS/POS vendors) to ensure Achieve’s products are prioritized and deeply integrated into their ecosystems
Skills
- 10+ years of Product Management experience, with a proven track record in Mortgage TPO, Fintech, or Lending platforms
- Successfully built and scaled complex B2B or partner-facing applications
- Deep understanding of the TPO industry, including the nuances of wholesale vs. correspondent channels, mortgage origination workflows, and lien (HELOC/HELOAN) products
- Experience with API-first product development, mortgage LOS integrations, and automated decisioning/rules engines
- Ability to hold your own in architectural discussions with senior engineers
- Proven ability to leverage data to spot optimization opportunities, run quantitative tests, and report results to executive leadership
- A 'self-starter' mentality with the ability to manage intricate initiatives from inception to launch in a high-growth, fast-paced environment
- Exceptional written and verbal communication skills
- Ability to simplify complex technical and regulatory constraints for diverse audiences and influence without authority
- Bachelor's degree in Business, Technology, or a related field
- MBA or advanced degree
Benefits
- 401 (k) with employer match
- Medical, dental, and vision with HSA and FSA options
- Competitive vacation and sick time off, as well as dedicated volunteer days
- Access to wellness support through Employee Assistance Program, physical and mental health wellness programs
- Pet care discounts for your furry family members
- Financial support in times of hardship with our Achieve Care Fund
- A safe place to connect and a commitment to diversity and inclusion through our six employee resource groups
- We are proudly offering hybrid options in the San Mateo, CA and Phoenix, AZ metro market. In other locations throughout the country, we offer work from home.
Company Overview