Note: The job is a remote job and is open to candidates in USA. ICONMA is an IT Services and Consulting company seeking a Business Analyst – Credit Card Lending (Loan Origination). The role involves gathering business requirements, translating them into user stories, and collaborating with various teams to ensure regulatory compliance and process improvements.
Responsibilities
- Gather and document business requirements for credit card application and loan origination processes (application intake, underwriting, decisioning, funding)
- Translate requirements into user stories, acceptance criteria, and process/data flow diagrams for engineering teams
- Analyze origination funnel metrics (approval rates, drop-off, TAT) and recommend process improvements
- Support UAT, defect triage, and production issue investigation for origination platforms
- Liaise with Credit Risk, Compliance, Fraud, and Product teams to ensure regulatory and policy alignment (Reg B, FCRA, KYC/AML)
- Maintain BRDs, functional specs, and traceability matrices
Skills
- 3–6 years as a Business/Systems Analyst in banking or fintech
- Direct experience with loan/credit card origination platforms
- Familiarity with credit decisioning rules, bureau data and underwriting workflows
- Agile/Scrum experience writing user stories
- Years of Experience: 7.00 Years of Experience
Benefits
- Health Benefits
- Referral Program
- Excellent growth and advancement opportunities
Company Overview
Company H1B Sponsorship