Note: The job is a remote job and is open to candidates in USA. PURE Insurance is a member-owned property and casualty insurer focused on high net worth personal lines. They are seeking a Senior Product Manager to lead the product strategy for North Carolina, ensuring profitable growth and regulatory compliance while collaborating with various teams to deliver market-responsive solutions.
Responsibilities
- Own product strategy and execution for high net worth personal lines products, driving profitable growth and long-term market expansion in assigned states with focus on North Carolina
- Develop and execute state-specific strategies that align PURE’s enterprise objectives with local market dynamics, regulatory requirements, and underwriting performance
- Lead all North Carolina rate and product management activities, including NCRB circular monitoring, rate filings, implementation planning, and ongoing performance evaluation
- Manage and incorporate NCRF requirements into product, pricing, and underwriting strategies in support of company growth and profitability goals
- Design and implement strategic deviations and product enhancements to improve competitiveness while maintaining full regulatory compliance
- Serve as the primary North Carolina subject-matter expert across the organization, providing guidance on regulatory, pricing, and product decisions
- Partner closely with actuarial, underwriting, legal, compliance, claims, sales, and marketing teams to deliver timely, compliant, and market-responsive product changes
- Monitor regulatory developments, market trends, competitor actions, and high net worth customer needs to identify opportunities for innovation and growth
- Build and maintain strong relationships with regulators and represent the company effectively in regulatory interactions
- Lead, mentor, and develop analysts and product team members (where applicable), and serve as a thought partner to peers across the Product organization
Skills
- 8+ years of relevant work experience in P&C insurance product management with demonstrated increased responsibilities over time
- Deep knowledge of the P&C industry, carriers and their markets, insurance product pricing, drivers of profitability; comprehensive understanding of insurance regulations
- Demonstrated expertise navigating the North Carolina regulatory environment, including NCRB rate structures, filings, circulars, and NCRF requirements
- Superior analytical and problem-solving skills, with the ability to transform data into insights and make sound, data-driven recommendations
- Strong relationship-building, influencing, and communication skills, with comfort engaging senior leadership and cross-functional partners
- High degree of personal organization, initiative, and ability to manage multiple priorities in a fast-paced environment
- High net-worth personal lines insurance experience
Benefits
- Opportunities to stretch and grow: your professional and personal development matters to us. We’re committed to providing experiences through on-the-job learning and professional development that increase your impact and rewards.
- Clarity and kindness: you can rely on us to be open, honest and supportive, offering clarity on what success looks like.
- Support in good times and bad: we believe in showing up for each other consistently, not only when it’s easy. You can expect a thoughtful partner, even when we disagree.
- A community that cares: we are committed to sustaining a community in which each person feels cared for as an individual. We lift each other up, celebrate wins together and support one another through challenges in work and life.
Company Overview